Why do some employers refuse to see applicants that have collections after them?
Asked by Arthur
I've seen some jobs advertised that specifically state that applicants cannot have a certain amount of debts or collections. What's the point of this discrimination? ok, I get it

Best Answer:
It's not discrimination to ask that of applicants. What employers are stating is that when you have wage garnishments against you it is a burden on the employer to set up and administer these. They have to deduct the amount from your check, then go and cut a separate check to send to the court or debtor (depending on how the judgement reads) and then file a report when the debt is met. Plus, employees will need time off to attend court hearings regarding the case, and phone calls to and from the office to wrap this up. It is time and distracting for co-workers who hear what is going on and see the person on the phone discussing this throughout the day. In most cases they are not stating that someone who has missed a credit card payment, they are looking at people with multiple financial situations going on at once that will detract from the work that needs to be done and disrupt the office personnel.

If you can't manage to take care of your own affairs a boss will feel like they can't trust you to take care of office affairs.A certain amount of Maturity is needed to be considered a reliable worker.If you owe money to others you could be tempted to steal or just be an unreliable choice.
Answered by ibsawdust

This is actually happening more and more. Credit checks are being done as part of a background investigation. When you have a lot of debt and collectors after you, it shows a lack of responsibility....not the type of employee you want working for you.
Answered by Tobias Maximus