EC Financial Jobs and Profile

LOAN CONSULTANT'S RESPONSIBILITIES:

·         use the leads provided to contact customers with a recent mortgage inquiry and/or are current FHA mortgage in order to originate loan applications

·         structure a new loan to accomplish the customer's objectives - lower rate, consolidation, monthly savings, etc...

·         review credit report, payment history, DTI ratios, LTV ratios and other qualifying information with the customer

·         propose the new loan to the customer, the loan benefits, and all the loan options and remain in contact throughout the loan process

·         coordinate with Sales Directors and COO to track pipeline and move loans through the process within 2 - 3 weeks

·         work with the in house processing team to help retrieve all 3rd party information involved in the loan process - title, payoffs, proof of home owners insurance, appraisal, income documentation, verification of employment, disclosures, etc....

·         take direction from your Sales Director and the Chief Business Operator to place loan with the lender offering the customer the best option and turn time, clearing all approval stipulations and moving the loan through to the closing and disbursement of funds

•    training program separated into 2 phases; the 1st week focuses on originating loans while the 2nd week educates the Loan Consultant on structuring the loan and presenting the proposal
•      ample opportunity for growth as our goal is always to promote from within
•      W-2ed employee with uncapped earning potential
•     Health and Dental benefits available within 30 days