Underwriter: Reunion Mortgage

ESSENTIAL DUTIES and RESPONSIBILITIES, includes the following responsibilities, but not limited to:

¨ Underwrites 4 new loans per day (conventional) or 3 loans per day (FHA-VA)

¨ Reviews and signs off conditions on existing pipeline

¨ Obtains acceptable FNMA DU Findings and Mortgage Insurance Certificates as needed per program guidelines

¨ Maintains strong understanding of FNMA underwriting policy and Reunion Mortgage Product Guidelines

¨ Communicates regularly with brokers and account executives regarding status of loans via e-mail, fax and phone

¨ Authorized to underwrite all conventional, jumbo loans, and FHA-VA loans (HUD CHUMS number required for FHA underwrite)

¨ Provide Second Level review on loans as needed.

¨ Answers product questions and scenarios

¨ Initiate exception process for loans that do not meet Reunion Mortgage Product Guidelines

¨ Performs accurate entry of loan data and conditions into DataTrac

¨ Maintains conversation log in DataTrac to fully track the forward movement of the loan file

¨ Assists with needs of Production Coordinators, Closers, Document Drawers and Funders

SUPERVISORY RESPONSIBILITIES: N/A

PHYSICAL and ENVIRONMENTAL CONDITIONS

Standard office environment, equipment and tasks, including work at a computer with multiple screens in a paperless environment. Partial sitting and walking throughout the day. Must be open to work overtime to complete assigned tasks.

PREFERRED QUALIFICATIONS AND EXPERIENCE

¨ Prefer five (5) years specific underwriting experience. FHA-VA experience preferred.

¨ Posses excellent knowledge of DU input and ability to properly interpret DU, communicate and document their findings

¨ Ability to work independently in a fast-paced environment.

¨ Intermediate experience with Microsoft suite of products

¨ Excellent Internal and External Customer Service

¨ Resourceful

¨ Be able to work as part of a team

¨ High level of integrity

¨ Adapts well to change

¨ Excellent verbal and written communication skills

¨ Self starter