Description:
Our Most Valuable Asset? Our People.
Dollars and cents aren't our only focus. At First Bank, we're about people. The type of people who are talented, responsible and seek rewarding careers. We encourage our employees to help us build a productive atmosphere of both personal and corporate growth. The result? Outstanding career paths for our employees; the best possible service for our customers; and a strong financial institution that represents trust, dignity and integrity.
Why First Bank?
· We’re not for sale! We’ve been First Bank since 1910 and we’re going to stay that way
· We trust our employees to achieve great things and we will work with you to develop your professional career
· We empower employees, fostering an entrepreneurial spirit that embraces self-responsibility without the pitfalls of micro-management
Although we're one of the fastest growing and diverse banks in the nation, over $9.9 billion in total assets, we’d like to be better known as your friendly bank down the street. The First Bank team is made up of the people who make up our community. Become a part of our dynamic company and make an impact in the following role:
MORTGAGE LOAN OFFICER
Be part of an entrepreneurial environment! Your primary responsibilities will be:
- Sources loans for portfolio from real estate offices, community sources, friends/relatives, and referrals.
- Obtains loan applications from borrowers.
- Meets with prospective borrowers.
- Explains application process, fees involved, different programs available, etc.
- Submits loan application to the Processing department.
- Keeps borrower aware of process (credit report/appraisal has been ordered)
- Obtains paperwork needed for submission to Underwriting (including but not limited to paycheck stubs, W-2's, tax returns, Bank statements, etc.)
- Advises borrowers of Underwriting decisions
- If an approval or suspense, request items that will satisfy underwriting conditions.
- If a denial, talk with bother processor and borrower about reconstructing loan under a different program.
- Assists borrowers with the closing of their loan.
- Coordinates the ordering of loan documents.
- Coordinates an escrow signing.
- Obtains any required closing conditions from the borrower.
We are seeking talented individuals with the following qualifications:
- High school diploma or general education degree (GED);
- Minimum of one to two years related experience and/or training; or equivalent combination of education and experience.
Join the First Bank team. We are growing and invite you to become part of our exciting growth! Apply today!
EOE M/F/D/V
