Mortgage loan officer: Cherry Creek Mortgage

Mortgage Loan Officer

Build your mortgage future in 2009 and beyond on solid ground with one of the Nation’s fastest growing mortgage bankers.

There are seven powerful reasons why Cherry Creek is going to do more business in 2009 than it did in 2008, while most lenders have seen a decline in production of 25% or more. Here is why Cherry Creek has more to offer to a loan officer than working for either a mortgage broker or a commercial bank does in today’s challenging housing market:

Critical seven things a loan officer must have to succeed in 2009

Cherry Creek is a direct lender who has been doing FHA loans since 1986. FHA loans are the key to a loan officer’s success or failure in 2009 because they are one of the only remaining low down payment, easier credit and qualifying programs left. We have in-house processing; our underwriters and closers are FHA experts and we can close FHA loans in 10 to 15 days if need be. Because we are both a mortgage banker and a mortgage broker, our loan officers also have access to VA, CalHFA, CalSTRS, CalPERS, and reverse mortgages as well as the normal conforming and jumbo conventional loans.

But, perhaps our biggest asset for a loan officer is that we assist our loan officer’s in maximizing their production capacity through DIFFERENTIATION. Nothing is more important in 2009 to a loan officer than being different from all competitors. These are some of the tools at Cherry Creek that will make you unique and help you get an abnormal share of the available business:

o HEROCARE^™ – an opportunity to be part of the most powerful consumer direct program a loan officer could ever participate in. HEROCARE^™ not only affords the loan officer the opportunity to grow his/her business to new heights, but also the chance to give back to the community heroes who do so much for us and the communities they serve through discounts, education, and a simple “thank you.” Learn more at www.herocare.org.

o CORPORATE BENEFIT PROGRAM – creates new borrowers and helps you build new and existing relationships with business partners (REALTORS^®, employers, insurance agents, financial planners etc.) that stand up over time.

o TURNKEY PRESENTATIONS for a loan officer to build REALTOR^® relationships and to develop consumer leads through seminars and lunch and learns.

· FHA, VA, CalHFA and reverse mortgage lending ability. Cherry Creek is an expert in originating these loans (along with conventional and jumbo loans), and these government programs are critical to a loan officer’s career both today and in the future.

o Our loan officer’s are W-2 employees, and we do not lower a loan officer’s commission for the right to be a W-2 employee in order to originate FHA loans.

o Our FHA and VA handbooks allow our loan officers to do presentations to both build REALTOR^® relationships and to obtain consumer leads. You become a recognized expert when you do these presentations.

· LEADERSHIP, COACHING and MENTORING - If a loan officer is to succeed in the future, they are going to need to be kept abreast of all the changes that are occurring every day and be given the strategies to counter the changes. Cherry Creek is tops in this area.

· STABILITY – with so many companies having already either downsized or closed up and many more set to do so, stability of the company a loan officer works for is critical. Cherry Creek has been in business since 1986, is profitable, and unaffected by the sub-prime crisis, did more business in 2007 than 2006, and will equal their 2007 volume in 2008, while the industry average will show a decline in volume of over 26%.

· AND MUCH MORE – go to www.cherrycreekdublin.com to get more details on why you need to join Cherry Creek immediately to ensure your continued success.

THE LOAN OFFICER WE WANT

Because of the uniqueness of our company and what we can offer a loan officer, we have a very defined profile of a loan officer we would hire:

· Must have a passion for the business

· Must be willing to step out of his/her comfort zone and try new things like doing FHA presentations

· Must strive for excellence in everything they do

· Must be highly motivated to build a 5 – 10 a month (minimum) loan volume and make a $100,000 a year income

· Must be willing to work on a commission-only basis

· Must have a highly developed sense of integrity, honesty and responsibility

If this describes you, don’t waste another day. Call Tom Wardrope at 800-325-2062 ext. 1125 immediately or e-mail him at twardrope@ccmclending.com.

Only candidates who meet all criteria will be contacted. Cherry Creek is an equal opportunity employer.